Pay less for your MRI.
See prices from every provider near you. Compare cash vs. insurance, and always pay the least.
MRI Brain Scan
Insurance
$2,100
Cash price
$400
Available everywhere you search
See real savings
Compare cash vs. insurance prices — the difference is bigger than you think
Blood Panel (CBC + Metabolic)
Austin, TX
Insurance
$486
Before deductible
Cash price
$35
Save $451
Chest X-Ray
Denver, CO
Insurance
$415
Before deductible
Cash price
$90
Save $325
Dermatology New Patient Visit
New York, NY
Insurance
$417
Avg. across insurers
Cash price
$251
Save $166
Search 10,000+ procedures — from imaging to labs to surgery
See all proceduresWhy don't more people pay cash?
Because finding cash prices is a nightmare. Until now.
The old way
- ✕Call 5+ hospitals asking for "self-pay rates"
- ✕Wait on hold, get transferred, repeat
- ✕Compare confusing price quotes
- ✕Hope you're actually getting a good deal
- ✕Figure out claim submission yourself
With Loa
- Tell Loa what procedure you need
- See cash vs insurance prices instantly
- Compare all nearby providers at once
- Know you're getting the lowest price
- We help file the claim for you
How it works
Find savings in three simple steps
Search your procedure
Enter the procedure or service you need.Enter your procedure—MRI, lab work, specialist visit—and your location. We'll search every provider nearby.
Compare cash vs insurance
See real prices side-by-side instantly.See what you'd pay with insurance vs. cash at each provider. We pull directly from hospital price files—real data, not estimates.
Save & file your claim
Pay less, we help with the paperwork.Book the cheaper option. If you pay cash, we'll help you submit to insurance so it still counts toward your deductible.
Built with intelligence
We read 6,000+ hospital price files so you don't have to
Learns preferencesLearns your preferences
Gets smarter every search.Remembers your insurance, location, and preferences. Every search gets smarter.
Price matchingReal-time price matching
Compare cash vs. insurance.Instantly compares cash prices vs. insurance across every provider in your area.
Handles paperworkHandles the paperwork
Claims filed automatically.Submits claims, tracks reimbursements, and deals with insurance—all automatically.
Private & securePrivate & secure
Your data stays safe.Your data is encrypted and never shared. Privacy is built into everything we do.
Quick bookingSame-day appointments
Book directly through chat.Find availability and book appointments with providers directly through chat.
Price trackingPrice tracking
Get alerts on price drops.Monitor prices over time and get alerts when costs drop for procedures you need.
Your data stays private
Your health data is encrypted and secure. We never share your information.
Let Loa find your lowest price
Search any procedure. We compare cash vs. insurance across every provider near you.
Free to use · Real hospital prices · Also available in Claude and ChatGPT