Healthcare Reimagined

Know the real cost before you go.

See how much your doctor or procedure will cost, compare cash pay and insurance prices, and save - all before you book your appointment.

Start Saving
Free to start
HIPAA & SOC2 compliant

Compare prices.Save money.

Save up to 60% on common procedures. Most people don't realize that paying cash can cost dramatically less than using insurance — especially before meeting your deductible.

Real hospital pricing from machine-readable files
Claims still count toward your deductible
Compare self pay vs insurance pricing

MRI Brain w/o Contrast

CPT 70551

Your Insurance Cost

Before deductible

$3,247
You pay 100%
BEST DEAL

Self-Pay Cost

Direct hospital pricing

$1,275
Cash discount applied
Your Savings
$1,972
61% less by paying cash
✓ Still counts toward deductible with Loa

Insurance Claim

Submitted automatically

ProcedureMRI Brain w/o Contrast
Amount Paid$1,275.00
Filing MethodAutomated
Claim Submitted
Counts toward your deductible
Zero paperwork required
Reimbursement in 2-4 weeks
Tracked in your dashboard

File claims.Skip the hassle.

Pay cash and get reimbursed. We handle all the insurance paperwork automatically, so you can save money without the headache.

Automated claim submission to your insurer
Counts toward your deductible and out-of-pocket max
Track claim status in real-time

How it works

Three simple steps to start saving on your healthcare costs

1

Find any procedure

Enter any procedure and instantly see pricing from local providers.

2

See instant savings

Compare self-pay vs insurance costs. Most people save 40-60% paying cash.

3

Pay less, save more

Pay the lower price and still get credit toward your deductible.

Healthcare Should WorkFor You, Not Against You

We're not just changing how you pay for healthcare. We're revolutionizing how you think about it.

Transparency

See exactly what you'll pay before you commit.

Empowerment

Make informed decisions about your health.

Innovation

Using technology to simplify healthcare.

Ready to start saving?

Join healthcare consumers who are already saving with Loa.

Start Saving